Once I read the newspaper interview of a clinical volunteer.

 

This clinical volunteer told the reporter that he had about $6000 in his bank account.

 

The reporter remarked that it is a very low figure.

 

When I read that, I was silently laughing in my mind.  I have very little cash in the bank account, and always will have very little cash in the bank account.

 

That is a deliberate measure.  I have a sum of cash in another saving account for emergency purpose.  That amount is just enough to cover a few months of expenses.

 

I do not like to keep cash because the interest is too low. 

 

When I have more money in the bank that I need, I will find some ways to invest the money, preferably in investment that does not allow me to liquidate any time I want.