The steps for applying for pell grant
by Cynthia Taylor
It is incredible that even those who are unable to afford to study are given the chance to attend a college and get a qualification that can change their lives and futures of their families forever. Since this is based on the financial status of the family applying for pell grant has been made easy.
What is a Pell Grant?
This is a federal grant offered by the United States government to financially deserving individuals. The amount of the pell grant is based on the would-be student’s neediness by taking into account the contribution that the family would be able to make. The lower the earnings of the family, the higher the grant will be to the student up to a maximum of just over $5000 a year.
Who qualifies for a Pell Grant?
Applications for Pell Grants are open to all United States citizens as well as to other qualifying nationalities. It is also only available to undergraduate students. A student can apply for more than one grant per year if they are trying to speed up their studies but these grants must be at the same institution as they are administered by the college.
How to apply for Federal Aid
Applying for Pell Grant is done either online by filling in a simple online application form or by visiting the federal student aid information centre. This is a walk in centre where would-be students can speak one on one with a person in the know. The application is done specifically for the college where the student intends on studying. Once the grant has been approved the funds are then credited to the individuals student account at the college. The college can then either pay the student out in cash or allocate the funds on behalf of the student.
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What you need to know when applying for Pell Grant
How much one can expect to receive is based on a number of things and not only the financial neediness of the applicant. It is also on how much the course costs and other expenses. In the process of applying for Pell Grant it is important to include all of your obligations. A pell grant may not cover it all, but this way you do not run the risk of under-estimating your needs. There is a maximum amount of just over $5000 for the year regardless of the expenses. So for those who qualify to have 100% cover need to consider the costs of their chosen career.
Pell Grants also have a maximum number of times that it can be applied for. Assuming that a semester is half a year a Pell Grant can be applied for over a period of 9 years until the student graduates.
What a Pell Grant covers
A Pell Grant pays for all kinds of things and not just the tuition. It also covers accommodation expenses since a full time student has usually has a part time job. It also includes books and other supplies and transportation. Since the United States government has a desire to uplift especially uneducated single mothers it also offers payment for and towards childcare expenses. This is a great leap for education and the upliftment of those who have never had the opportunity to better themselves presented due to circumstances.
The great part of applying for Pell Grant is being able to study and enjoy student life. The best thing is that this is a grant and unlike a loan it never needs to be paid back. The more that you put in to your studies the greater the benefits you reap, and these benefits re are yours to keep.
