Penny’s motto is simple: “find a way to enjoy the finer things in life for less”. Her mission is to prove that you can enjoy yourself on a budget. Follow her blog for tips for smarter spending and you’ll see the rewards in no time! Penny also guest blogs for us from time to time.

One reason why we love Penny: the freebies and samples section on her blog.

- See more at: moneyaware.co.uk/2013/05/frugal-friends-20-brilliant-moneysaving-blogs/#sthash.YTaBJazj.dpuf