As an investment advisor, I would like to answer questions on all topics. But the questions that most concern me, are plan after retirement, especially are related to the management of income and expenditure after retiring. It is because of deep belief that any person should invest in hundred percent secured properties saving for their retirement. Such assets are primarily fixed income deposit funds. Who have sufficient savings available, face issues to consolidate inflation while making plan after retirement in India. If India have been the best managed economy, which lasts between two to three percent inflation rate levels then there would be no such thing. But in reality inflation is eating our saving like mite.

Today if Rs 30,000 is needed to make ends meet then so after 10 years you would need Rs 77,000 for your subsistence. After retirement Not only there should be increase in your withdrawals from deposit funds, but also the remaining capital should increase, so that more possible evacuation. This problem cannot be solved easily.

It is very big problem for people of India and they faced issue after their retirement.