In order to spend money we need to make money. But an even easier route is to save money using some fairly simple and easily applicable tricks that will bring add some more weight to your wallet.
Every once in a while I hear someone say, I can’t join you for this or this activity because I don’t have money. As opposed to dealing with the constant pain of stressing over money let's try enjoying life, here are some little tricks to saving some extra money for your pocket.
The first change that will definitely help you in more ways than one, and is definitely my favorite is simply, go healthy. I know it’s easier said than done but in terms of diet and exercise, you will save a bunch on food and have more energy throughout the day, completing more tasks, which in turn will make you happier.
So no more couple hundred-dollar grocery lists filled with chips, bacon and junk food. Fruits and veggies cost less than junk. By getting healthy you will also eat less aka spend less and will be more likely to make food from home, which adds up by the thousands in terms of savings.
Another quick tip that will add up the savings over the years is, improve your credit score. That means, pay off those credit cards so you’re not dishing out loads of money each month on interest rates and other hidden fees. Keep track of your payments and hand them in on time from home loans, car loans and auto insurance, keeping a good credit score will save you thousands.
Speaking of auto insurance, reexamine your policy each and every year. Just because you were with a company for the past couple of years does not mean you’re stuck with them for a lifetime nor does it mean you have the best deal. Compare quotes annually, which is super easy online.
These tips are not for those with the false hope in terms of get rich quick. Applying these helpful hints is made throughout a lifetime. But I’m sure if you try at least one, you will not regret the decision, nor will your wallet for that matter.