Are you good in handling money?

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Honestly speaking, I'm just ashamed for not inheriting my parents' ability and discipline when it comes to handling hard-earned money the wisest way possible. 

They are the people whom I look at to when it comes to finances. They are very disciplined and when they say savings, it's nothing but savings. Well, that's what I don't have in me. When it comes to savings, temptation will just hit me and I would just spend it with everything I want. 

That's how immature I am when it comes to treating my savings as savings and needs as needs. But as much as possible, I refrain from going out too often to avoid spending and now observing some saving tips that some well-experienced friends of mine told me.


How about you, are you good in handling money? How do you save? Do you know any effective saving tips too?

About the author


Filipina, 19, Freelancer

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