By changing the quality of life should be a change in life insurance?

Our country has the largest number of youth population. There has been a change in people's living standards. Today's youth is more responsible, independent and economically strong. It's a good thing, but too often it becomes a feeling that when I am free, I have no dependents the I don’t need life insurance. But it is important to understand for youth that there are many other advantages of life insurance policy, which is not present in any other investment option. For instance, it might prove a habit of saving. Now you see nowadays people want to retire in 50 or 55 years. But people are usually live for 75 years i.e., you should have saving for 25 or 30 years. It makes life insurance policy an essential thing. Because this is an option of investment, which can give you better protection in older age.

Indian get lower insurance How serious is the problem?

It is a common Indian disease. One in every five Indian family, one of the parents is prone to accidental death or serious illness. Many people take insurance policy of amount equal to double their income and understand that they are safe. An estimated 95 per cent of Indian households do not have adequate insurance protection.